文章来源：上海移民律师网

188B投资者类签证是专门为那些从事投资活动（如：股票、期货、基金、外汇等）的投资者而设立的一种四年期的临居签证。要求申请人有突出的投资经历和经验， 通过州政府担保，可选择将投资资金转到澳大利亚政府指定的债券持有四年, 即可转永居。188投资者类签证最适合国内专业投资成功人士。

一、188商业投资类移民优点
1. 最快2年后即可领取永久居住证。
2. 一人申请，全家移民。
3. 移民监宽松。
4. 医疗免费，子女就学免费。
5. 资产要求低。
6. 所有投资掌握在投资人手中，风险低。

二、签证申请条件
1、3年以上良好的管理生意或投资的经验；
2、过去5年，有1年在生意里有10%以上股份或管理150万澳元投资；
3、通过以上生意和投资，合法赚取150万澳元；
4、过去2年资产超过225万澳元；
5、投资150万澳元购买州政府债券；
6、55周岁以下或州政府豁免年龄要求；
7、取得“意向申请”邀请；
8、评分达到65分或以上。

三、申请澳洲888永居签证
1、投资150万澳币购买政府发行的债券并持有四年以上。
2、不可转让，不能赎回（本金的偿还由州政府发行股票来担保）。
3、在申请前4年内，申请人本人至少在相关的担保州内累计住满24个月。
4、本金的偿还由州政府发行的股票来担保。
5、申请人和配偶在澳洲没有任何不合法的历史。

四、办理流程
中国承办律师为投资人提供澳大利亚188商业投资签证、移民法律咨询；澳洲承办律师初步审核申请者条件后确定是否正式受理。
中国律师准备申请文件；澳洲律师按申请者提供的商业发展计划撰写商业计划书等相关法律文件，提交投资人资料到EOI筛选系统。
取得邀请函及州政府担保后，向澳大利亚驻香港移民审核中心提交申请。
投资人取得签证。
投资人入境澳洲完成投资。
投资150万澳币购买政府发行的债券并持有四年以上，澳洲律师为投资人申请澳洲888永居签证。
       
五、办理时间：
10-12个月取得188B 签证。

六、申请澳洲188B签证政府收费　
1． 签证申请费（送签时必须交澳洲移民局，不管签证成功与否，一律不退）HK$33,900港币，不含汇票手续费.
2．州政府担保的政府收费：新南威尔士州820澳币；首都地区550澳币；西澳洲132收550澳币，其他类别330澳币。其他州不收。（申请州担保时必须交州政府，不管担保批准与否，一律不退）
3．房产评估费：直接付给香港注册的评估行，视房价而定。
4．面试陪同费：5000人民币，面试前支付。
5．翻译费及公证费：视申请材料多少而定。
6．体检费，每人1200人民币加250邮寄费，（在澳洲移民局指定医院体检）。
7．英语培训费（原则批准后交澳洲移民局）：面试之前（或免面试），若没有雅思平均4.5分，需交英语培训费，到澳洲后可享受最多510小时免费培训。主申请人：8240澳元；18岁以上副申请人：4110澳元/每人。（根据移民局规定的汇率付港币）。

Investor Stream

[Source: http://www.immi.gov.au/]

You must:

•be under 55 years of age, although a state or territory can waive this requirement if your proposed investment will be of exceptional economic benefit to the nominating state or territory
•score at least 65 on the points test
•have a high level of management skill in relation to the eligible investment or qualifying business activity
•have at least three years' experience of direct involvement in managing one or more qualifying businesses or eligible investments
•have an overall successful record of eligible investment or qualifying business activity
•have a genuine and realistic commitment to continuing your business and investment activity in Australia after the original investment has matured
•have a genuine intention to live for at least two years in the state or territory in which you have made a designated investment.
You, your partner, or you and your partner combined must:

•for at least one of the five fiscal years immediately before you are invited to apply, have directly managed one of the following:
◦an interest owned by you, your partner or you and your partner combined of at least 10 per cent in a qualifying business
◦at least AUD1.5million in eligible investment owned by you, your partner or you and your partner combined
•during the two fiscal years immediately before you are invited to apply, have legally acquired net business, investment and personal assets of at least AUD2.25 million that are available for legal transfer to Australia within two years of the visa being granted
•make a designated investment of at least AUD1.5 million in a state or territory government security using unencumbered funds accumulated from qualifying businesses or eligible investments and be prepared to hold that investment for at least four years from date of issue in your nominating state or territory
•have had no involvement in unacceptable activities.
Income that you earn from your designated investment in Australia is subject to tax under Australian taxation law.